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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,769 | $65,367+38.9% | $92,915-2.3% | $72,976+24.4% |
| Participation rate | 86.3% | 68.3%+18.0pp | 76.0%+10.3pp | 69.5%+16.8pp |
| Annual return | -1.73% | 42.11%-43.8pp | 109.45%-111.2pp | 81.02%-82.7pp |
| Employer contribution / active EE | $2,185 | $2,594-15.8% | $3,653-40.2% | $2,440-10.5% |
| Participant deferral / active EE | $6,220 | $3,128+98.8% | $4,238+46.8% | $3,608+72.4% |
| Admin fee / account holder | $37,192 | $4,251+774.8% | $5,796+541.7% | $5,124+625.8% |