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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,936 | $72,273+38.3% | $101,275-1.3% | $79,856+25.1% |
| Participation rate | 90.0% | 68.5%+21.5pp | 75.8%+14.2pp | 69.6%+20.4pp |
| Annual return | 10.41% | 22.30%-11.9pp | 46.48%-36.1pp | 31.71%-21.3pp |
| Employer contribution / active EE | $2,651 | $2,691-1.5% | $3,660-27.6% | $2,471+7.3% |
| Participant deferral / active EE | $5,696 | $3,282+73.6% | $4,371+30.3% | $3,741+52.3% |
| Admin fee / account holder | $6,933 | $4,401+57.5% | $5,948+16.6% | $5,306+30.6% |