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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,137 | $198,457+68.9% | $170,435+96.6% | $147,586+127.1% |
| Participation rate | 95.0% | 88.0%+7.0pp | 83.6%+11.4pp | 82.8%+12.2pp |
| Annual return | 10.78% | 257.30%-246.5pp | 205.94%-195.2pp | 578.59%-567.8pp |
| Employer contribution / active EE | $17,826 | $6,183+188.3% | $5,432+228.1% | $4,876+265.6% |
| Participant deferral / active EE | $8,981 | $5,629+59.5% | $4,939+81.8% | $5,439+65.1% |
| Admin fee / account holder | $13,501 | $16,852-19.9% | $13,881-2.7% | $10,886+24.0% |