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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,338 | $73,863+405.4% | $143,797+159.6% | $68,490+445.1% |
| Participation rate | 88.9% | 66.7%+22.2pp | 80.3%+8.6pp | 67.9%+21.0pp |
| Annual return | -19.08% | 0.91%-20.0pp | -0.04%-19.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $4,582 | $3,185+43.9% | $4,952-7.5% | $2,597+76.5% |
| Participant deferral / active EE | $8,011 | $3,385+136.7% | $5,638+42.1% | $4,028+98.9% |
| Admin fee / account holder | $5,228 | $5,756-9.2% | $14,679-64.4% | $5,403-3.2% |