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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,164 | $91,198+252.2% | $178,503+79.9% | $79,856+302.2% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 3.53% | 24.20%-20.7pp | 151.12%-147.6pp | 31.71%-28.2pp |
| Employer contribution / active EE | $12,434 | $3,257+281.8% | $5,011+148.1% | $2,471+403.2% |
| Participant deferral / active EE | $7,273 | $3,237+124.7% | $5,202+39.8% | $3,741+94.4% |
| Admin fee / account holder | $554 | $6,748-91.8% | $13,987-96.0% | $5,306-89.6% |