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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,514 | $181,896+59.7% | $156,551+85.6% | $273,972+6.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.62% | 30.74%-28.1pp | 32.23%-29.6pp | 41.46%-38.8pp |
| Employer contribution / active EE | $15,835 | $6,248+153.4% | $5,501+187.8% | $4,869+225.2% |
| Participant deferral / active EE | $7,448 | $5,550+34.2% | $4,871+52.9% | $5,287+40.9% |
| Admin fee / account holder | $125,827 | $15,560+708.6% | $13,028+865.8% | $10,133+1141.8% |