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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,407 | $126,661+4.5% | $113,397+16.8% | $138,895-4.7% |
| Participation rate | 91.7% | 79.4%+12.2pp | 76.5%+15.2pp | 79.9%+11.7pp |
| Annual return | 20.48% | 25.05%-4.6pp | 23.20%-2.7pp | 145.39%-124.9pp |
| Employer contribution / active EE | $3,464 | $3,456+0.2% | $2,977+16.3% | $4,194-17.4% |
| Participant deferral / active EE | $10,330 | $5,693+81.5% | $5,076+103.5% | $6,396+61.5% |
| Admin fee / account holder | $2,371 | $14,549-83.7% | $11,957-80.2% | $12,562-81.1% |