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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,014 | $117,904-14.3% | $102,457-1.4% | $145,978-30.8% |
| Participation rate | 91.7% | 78.6%+13.1pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 16.30% | 31.80%-15.5pp | 29.41%-13.1pp | 550.52%-534.2pp |
| Employer contribution / active EE | $3,543 | $3,613-2.0% | $3,022+17.2% | $4,662-24.0% |
| Participant deferral / active EE | $11,055 | $5,733+92.8% | $5,054+118.7% | $6,690+65.3% |
| Admin fee / account holder | $1,387 | $13,329-89.6% | $9,451-85.3% | $13,400-89.6% |