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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,055 | $100,805-46.4% | $86,698-37.7% | $134,532-59.8% |
| Participation rate | 95.8% | 79.0%+16.9pp | 76.6%+19.2pp | 81.2%+14.6pp |
| Annual return | -20.26% | 29.09%-49.3pp | 35.95%-56.2pp | 418.27%-438.5pp |
| Employer contribution / active EE | $3,401 | $3,490-2.6% | $2,837+19.9% | $4,741-28.3% |
| Participant deferral / active EE | $10,807 | $5,339+102.4% | $4,656+132.1% | $6,401+68.8% |
| Admin fee / account holder | $6,428 | $10,925-41.2% | $7,493-14.2% | $11,429-43.8% |