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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,281 | $72,492-81.7% | $87,104-84.8% | $72,975-81.8% |
| Participation rate | 92.9% | 72.8%+20.0pp | 76.9%+16.0pp | 69.5%+23.4pp |
| Annual return | 0.00% | 24.46%-24.5pp | 28.19%-28.2pp | 81.01%-81.0pp |
| Employer contribution / active EE | $2,870 | $1,894+51.5% | $2,521+13.8% | $2,440+17.6% |
| Participant deferral / active EE | $9,087 | $3,270+177.9% | $4,048+124.5% | $3,608+151.9% |
| Admin fee / account holder | $332 | $5,055-93.4% | $7,491-95.6% | $5,124-93.5% |