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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,342 | $85,515+106.2% | $112,040+57.4% | $67,986+159.4% |
| Participation rate | 79.8% | 68.2%+11.6pp | 76.5%+3.3pp | 57.2%+22.6pp |
| Annual return | 11.71% | 29.68%-18.0pp | 24.52%-12.8pp | 31.67%-20.0pp |
| Employer contribution / active EE | $716 | $2,191-67.3% | $2,954-75.7% | $2,019-64.5% |
| Participant deferral / active EE | $3,390 | $4,014-15.5% | $5,098-33.5% | $3,358+1.0% |
| Admin fee / account holder | $1,477 | $3,774-60.9% | $12,098-87.8% | $3,203-53.9% |