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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,572 | $80,985+73.6% | $96,576+45.6% | $75,181+87.0% |
| Participation rate | 88.4% | 71.8%+16.6pp | 76.0%+12.4pp | 67.2%+21.2pp |
| Annual return | 10.42% | 27.05%-16.6pp | 25.87%-15.5pp | 160.69%-150.3pp |
| Employer contribution / active EE | $784 | $2,282-65.7% | $2,965-73.6% | $2,671-70.7% |
| Participant deferral / active EE | $4,171 | $3,929+6.2% | $4,851-14.0% | $4,126+1.1% |
| Admin fee / account holder | $7,543 | $6,719+12.3% | $8,253-8.6% | $5,650+33.5% |