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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,473 | $67,602+61.9% | $82,312+33.0% | $70,126+56.1% |
| Participation rate | 89.1% | 72.8%+16.4pp | 76.9%+12.2pp | 69.5%+19.6pp |
| Annual return | 10.85% | 21.57%-10.7pp | 25.88%-15.0pp | 73.15%-62.3pp |
| Employer contribution / active EE | $1,836 | $1,755+4.6% | $2,428-24.4% | $2,343-21.6% |
| Participant deferral / active EE | $3,755 | $2,987+25.7% | $3,706+1.3% | $3,332+12.7% |
| Admin fee / account holder | $8,235 | $4,512+82.5% | $5,608+46.8% | $4,645+77.3% |