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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,745 | $60,349+66.9% | $74,184+35.8% | $62,881+60.2% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 1.95% | 21.38%-19.4pp | 17.74%-15.8pp | 20.14%-18.2pp |
| Employer contribution / active EE | $2,017 | $1,680+20.0% | $2,370-14.9% | $2,281-11.6% |
| Participant deferral / active EE | $4,235 | $2,856+48.3% | $3,550+19.3% | $3,203+32.2% |
| Admin fee / account holder | $3,806 | $4,261-10.7% | $5,586-31.9% | $4,296-11.4% |