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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,805 | $84,685+19.0% | $73,836+36.5% | $125,389-19.6% |
| Participation rate | 47.6% | 76.8%-29.1pp | 73.4%-25.8pp | 83.2%-35.6pp |
| Annual return | -0.41% | 3123.80%-3124.2pp | 2268.06%-2268.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,066 | $3,123-65.9% | $2,787-61.7% | $4,866-78.1% |
| Participant deferral / active EE | $1,576 | $3,993-60.5% | $3,583-56.0% | $5,352-70.6% |
| Admin fee / account holder | $482 | $5,694-91.5% | $4,882-90.1% | $9,541-94.9% |