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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,617 | $103,008+38.5% | $90,304+57.9% | $152,897-6.7% |
| Participation rate | 45.5% | 75.9%-30.4pp | 73.3%-27.8pp | 82.5%-37.0pp |
| Annual return | 22.67% | 95.22%-72.6pp | 78.13%-55.5pp | 345.43%-322.8pp |
| Employer contribution / active EE | $1,129 | $3,139-64.0% | $2,855-60.5% | $4,764-76.3% |
| Participant deferral / active EE | $1,730 | $4,281-59.6% | $3,885-55.5% | $5,851-70.4% |
| Admin fee / account holder | $6,825 | $6,175+10.5% | $5,354+27.5% | $11,599-41.2% |