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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,218 | $100,911+44.9% | $90,440+61.7% | $158,966-8.0% |
| Participation rate | 42.9% | 75.0%-32.2pp | 72.7%-29.8pp | 82.0%-39.1pp |
| Annual return | 16.79% | 1726.62%-1709.8pp | 1294.38%-1277.6pp | 302.95%-286.2pp |
| Employer contribution / active EE | $1,156 | $3,690-68.7% | $3,263-64.6% | $4,762-75.7% |
| Participant deferral / active EE | $1,832 | $4,348-57.9% | $3,964-53.8% | $5,983-69.4% |
| Admin fee / account holder | $12,633 | $6,507+94.1% | $5,615+125.0% | $11,250+12.3% |