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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,052 | $99,031+26.3% | $86,597+44.4% | $147,585-15.3% |
| Participation rate | 45.5% | 76.3%-30.9pp | 73.5%-28.1pp | 82.8%-37.4pp |
| Annual return | 14.50% | 1312.56%-1298.1pp | 964.96%-950.5pp | 578.57%-564.1pp |
| Employer contribution / active EE | $1,087 | $3,132-65.3% | $2,840-61.7% | $4,876-77.7% |
| Participant deferral / active EE | $1,651 | $3,972-58.4% | $3,609-54.3% | $5,439-69.6% |
| Admin fee / account holder | $6,344 | $5,711+11.1% | $4,906+29.3% | $10,885-41.7% |