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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,822 | $86,298-71.2% | $111,308-77.7% | $85,847-71.1% |
| Participation rate | 89.2% | 73.3%+15.9pp | 77.3%+11.9pp | 69.3%+19.9pp |
| Annual return | 12.73% | 19.99%-7.3pp | 54.67%-41.9pp | 318.61%-305.9pp |
| Employer contribution / active EE | $1,758 | $2,044-14.0% | $2,732-35.7% | $2,565-31.5% |
| Participant deferral / active EE | $2,405 | $3,641-33.9% | $4,487-46.4% | $3,952-39.1% |
| Admin fee / account holder | $4,568 | $8,189-44.2% | $7,965-42.6% | $6,261-27.0% |