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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,864 | $72,486-78.1% | $87,103-81.8% | $72,976-78.3% |
| Participation rate | 87.8% | 72.8%+15.0pp | 76.9%+10.9pp | 69.5%+18.3pp |
| Annual return | 23.80% | 24.46%-0.7pp | 28.19%-4.4pp | 81.02%-57.2pp |
| Employer contribution / active EE | $1,664 | $1,894-12.1% | $2,521-34.0% | $2,440-31.8% |
| Participant deferral / active EE | $2,181 | $3,270-33.3% | $4,049-46.1% | $3,608-39.5% |
| Admin fee / account holder | $661 | $5,055-86.9% | $7,491-91.2% | $5,124-87.1% |