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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,196 | $80,992-61.5% | $96,534-67.7% | $75,173-58.5% |
| Participation rate | 76.9% | 71.8%+5.1pp | 76.0%+0.9pp | 67.2%+9.7pp |
| Annual return | 15.72% | 27.05%-11.3pp | 25.88%-10.2pp | 160.72%-145.0pp |
| Employer contribution / active EE | $1,412 | $2,283-38.2% | $2,965-52.4% | $2,671-47.1% |
| Participant deferral / active EE | $1,669 | $3,929-57.5% | $4,851-65.6% | $4,126-59.5% |
| Admin fee / account holder | $9,862 | $6,717+46.8% | $8,253+19.5% | $5,651+74.5% |