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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,686 | $78,423-69.8% | $95,964-75.3% | $79,856-70.3% |
| Participation rate | 84.6% | 73.5%+11.1pp | 77.1%+7.5pp | 69.6%+15.0pp |
| Annual return | 19.41% | 19.37%0pp | 91.64%-72.2pp | 31.71%-12.3pp |
| Employer contribution / active EE | $1,498 | $1,945-23.0% | $2,541-41.0% | $2,471-39.4% |
| Participant deferral / active EE | $2,061 | $3,440-40.1% | $4,167-50.5% | $3,741-44.9% |
| Admin fee / account holder | $608 | $5,622-89.2% | $6,797-91.0% | $5,306-88.5% |