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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,090 | $127,790+4.9% | $106,554+25.8% | $167,553-20.0% |
| Participation rate | 85.7% | 78.3%+7.4pp | 76.1%+9.6pp | 82.1%+3.6pp |
| Annual return | 16.40% | 33.88%-17.5pp | 26.80%-10.4pp | 478.89%-462.5pp |
| Employer contribution / active EE | $3,511 | $3,427+2.4% | $2,819+24.5% | $4,840-27.4% |
| Participant deferral / active EE | $7,661 | $5,088+50.6% | $4,398+74.2% | $6,343+20.8% |
| Admin fee / account holder | $1,261 | $11,231-88.8% | $7,408-83.0% | $12,316-89.8% |