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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,771 | $116,203-27.9% | $93,621-10.5% | $152,909-45.2% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.8%+4.2pp | 82.5%-2.5pp |
| Annual return | 23.20% | 35.96%-12.8pp | 32.76%-9.6pp | 345.46%-322.3pp |
| Employer contribution / active EE | $3,925 | $3,219+21.9% | $2,719+44.4% | $4,764-17.6% |
| Participant deferral / active EE | $8,577 | $4,605+86.3% | $4,070+110.8% | $5,851+46.6% |
| Admin fee / account holder | $2,664 | $10,751-75.2% | $7,890-66.2% | $11,601-77.0% |