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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,848 | $104,251-21.5% | $91,004-10.1% | $147,586-44.5% |
| Participation rate | 62.5% | 78.2%-15.7pp | 75.6%-13.1pp | 82.8%-20.3pp |
| Annual return | 22.69% | 27.06%-4.4pp | 4.60%+18.1pp | 578.59%-555.9pp |
| Employer contribution / active EE | $2,186 | $3,116-29.8% | $2,456-11.0% | $4,876-55.2% |
| Participant deferral / active EE | $5,131 | $4,195+22.3% | $3,548+44.6% | $5,439-5.7% |
| Admin fee / account holder | $0 | $8,948-100.0% | $5,417-100.0% | $10,886-100.0% |