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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,171 | $99,079-42.3% | $78,002-26.7% | $273,972-79.1% |
| Participation rate | 71.4% | 78.6%-7.1pp | 75.5%-4.1pp | 83.0%-11.6pp |
| Annual return | 7.79% | 217.93%-210.1pp | 425.99%-418.2pp | 41.46%-33.7pp |
| Employer contribution / active EE | $5,969 | $3,308+80.4% | $2,470+141.6% | $4,869+22.6% |
| Participant deferral / active EE | $2,542 | $4,306-41.0% | $3,497-27.3% | $5,287-51.9% |
| Admin fee / account holder | $472 | $8,954-94.7% | $5,481-91.4% | $10,133-95.3% |