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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,865 | $131,835-9.8% | $108,582+9.5% | $273,972-56.6% |
| Participation rate | 76.9% | 83.5%-6.5pp | 79.6%-2.6pp | 83.0%-6.1pp |
| Annual return | 6.58% | -91.57%+98.1pp | -51.70%+58.3pp | 41.46%-34.9pp |
| Employer contribution / active EE | $749 | $4,913-84.8% | $3,758-80.1% | $4,869-84.6% |
| Participant deferral / active EE | $2,749 | $5,127-46.4% | $4,311-36.2% | $5,287-48.0% |
| Admin fee / account holder | $53,218 | $10,253+419.1% | $7,645+596.1% | $10,133+425.2% |