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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,078 | $152,619-48.8% | $125,195-37.6% | $152,909-48.9% |
| Participation rate | 91.7% | 83.3%+8.3pp | 79.8%+11.9pp | 82.5%+9.2pp |
| Annual return | 20.04% | 54.85%-34.8pp | 43.79%-23.8pp | 345.46%-325.4pp |
| Employer contribution / active EE | $725 | $4,947-85.4% | $3,866-81.3% | $4,764-84.8% |
| Participant deferral / active EE | $3,281 | $5,869-44.1% | $4,937-33.5% | $5,851-43.9% |
| Admin fee / account holder | $16,844 | $13,437+25.3% | $9,704+73.6% | $11,601+45.2% |