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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,614 | $176,794-53.3% | $146,647-43.7% | $167,553-50.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.41% | 24.04%-12.6pp | 22.75%-11.3pp | 478.89%-467.5pp |
| Employer contribution / active EE | $600 | $5,161-88.4% | $4,137-85.5% | $4,840-87.6% |
| Participant deferral / active EE | $3,441 | $6,440-46.6% | $5,506-37.5% | $6,343-45.7% |
| Admin fee / account holder | $4,212 | $13,262-68.2% | $10,281-59.0% | $12,316-65.8% |