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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,716 | $162,821-60.3% | $133,978-51.7% | $158,982-59.3% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 9.17% | 41.95%-32.8pp | 45.10%-35.9pp | 302.99%-293.8pp |
| Employer contribution / active EE | $378 | $4,976-92.4% | $3,919-90.3% | $4,763-92.1% |
| Participant deferral / active EE | $2,663 | $5,910-54.9% | $5,047-47.2% | $5,983-55.5% |
| Admin fee / account holder | $35,326 | $11,742+200.9% | $8,930+295.6% | $11,252+214.0% |