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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,251 | $64,719+326.8% | $112,249+146.1% | $68,486+303.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -14.53% | -11.40%-3.1pp | 27.48%-42.0pp | -7.85%-6.7pp |
| Employer contribution / active EE | $9,492 | $2,747+245.6% | $3,636+161.1% | $2,597+265.6% |
| Participant deferral / active EE | $10,337 | $3,565+189.9% | $4,729+118.6% | $4,028+156.7% |
| Admin fee / account holder | $70,588 | $5,232+1249.1% | $6,412+1000.8% | $5,404+1206.3% |