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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,289 | $106,008+248.4% | $92,240+300.4% | $147,586+150.2% |
| Participation rate | 81.8% | 80.4%+1.4pp | 76.5%+5.3pp | 82.8%-1.0pp |
| Annual return | 17.21% | 50.05%-32.8pp | 176.29%-159.1pp | 578.59%-561.4pp |
| Employer contribution / active EE | $1,335 | $4,333-69.2% | $3,680-63.7% | $4,876-72.6% |
| Participant deferral / active EE | $7,945 | $4,478+77.4% | $3,897+103.9% | $5,439+46.1% |
| Admin fee / account holder | $17,494 | $6,333+176.2% | $5,194+236.8% | $10,886+60.7% |