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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,824 | $57,352+405.3% | $83,831+245.7% | $64,173+351.6% |
| Participation rate | 88.0% | 68.6%+19.4pp | 76.1%+11.9pp | 69.6%+18.4pp |
| Annual return | -3.39% | 11.38%-14.8pp | 850.99%-854.4pp | 7.63%-11.0pp |
| Employer contribution / active EE | $7,628 | $2,546+199.7% | $3,631+110.1% | $2,381+220.4% |
| Participant deferral / active EE | $7,718 | $2,993+157.9% | $4,082+89.1% | $3,470+122.4% |
| Admin fee / account holder | $8,987 | $4,046+122.1% | $5,479+64.0% | $4,887+83.9% |