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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,065 | $65,364+388.1% | $92,909+243.4% | $72,975+337.2% |
| Participation rate | 89.7% | 68.3%+21.3pp | 76.0%+13.6pp | 69.5%+20.2pp |
| Annual return | 18.07% | 42.11%-24.0pp | 109.44%-91.4pp | 81.01%-62.9pp |
| Employer contribution / active EE | $7,107 | $2,594+173.9% | $3,653+94.5% | $2,440+191.2% |
| Participant deferral / active EE | $7,037 | $3,128+125.0% | $4,238+66.0% | $3,608+95.1% |
| Admin fee / account holder | $646 | $4,251-84.8% | $5,795-88.9% | $5,124-87.4% |