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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,723 | $72,269+397.8% | $101,271+255.2% | $79,852+350.5% |
| Participation rate | 96.3% | 68.5%+27.8pp | 75.8%+20.5pp | 69.6%+26.7pp |
| Annual return | 13.39% | 22.29%-8.9pp | 46.48%-33.1pp | 31.72%-18.3pp |
| Employer contribution / active EE | $8,331 | $2,692+209.5% | $3,660+127.6% | $2,471+237.1% |
| Participant deferral / active EE | $8,852 | $3,282+169.8% | $4,371+102.5% | $3,740+136.7% |
| Admin fee / account holder | $19,613 | $4,401+345.6% | $5,948+229.8% | $5,306+269.6% |