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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,608 | $138,076+13.4% | $123,553+26.8% | $135,380+15.7% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -6.82% | 153.70%-160.5pp | 119.21%-126.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $14,465 | $5,152+180.8% | $4,628+212.5% | $4,779+202.7% |
| Participant deferral / active EE | $8,071 | $6,800+18.7% | $6,426+25.6% | $5,609+43.9% |
| Admin fee / account holder | $1,355 | $10,917-87.6% | $9,284-85.4% | $10,828-87.5% |