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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,738 | $157,304+53.0% | $141,197+70.5% | $152,909+57.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.92% | 64.34%-44.4pp | 71.41%-51.5pp | 345.46%-325.5pp |
| Employer contribution / active EE | $14,024 | $5,263+166.5% | $4,736+196.1% | $4,764+194.4% |
| Participant deferral / active EE | $5,339 | $7,111-24.9% | $6,710-20.4% | $5,851-8.8% |
| Admin fee / account holder | $2,640 | $12,126-78.2% | $10,265-74.3% | $11,601-77.2% |