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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,478 | $148,629+167.4% | $135,982+192.3% | $139,487+185.0% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 12.34% | 79.33%-67.0pp | 68.32%-56.0pp | 373.84%-361.5pp |
| Employer contribution / active EE | $15,950 | $5,247+204.0% | $4,859+228.3% | $4,755+235.5% |
| Participant deferral / active EE | $7,989 | $8,102-1.4% | $7,760+3.0% | $6,713+19.0% |
| Admin fee / account holder | $3,565 | $12,406-71.3% | $10,767-66.9% | $11,407-68.7% |