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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,488 | $150,447+4.7% | $136,298+15.5% | $147,586+6.7% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 14.91% | 1049.15%-1034.2pp | 5156.27%-5141.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $10,659 | $5,256+102.8% | $4,696+127.0% | $4,876+118.6% |
| Participant deferral / active EE | $5,924 | $6,631-10.7% | $6,247-5.2% | $5,439+8.9% |
| Admin fee / account holder | $2,380 | $10,906-78.2% | $9,244-74.3% | $10,886-78.1% |