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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,081 | $78,694-63.0% | $67,652-57.0% | $125,389-76.8% |
| Participation rate | 84.6% | 78.8%+5.8pp | 75.7%+8.9pp | 83.2%+1.4pp |
| Annual return | -3.07% | 9.46%-12.5pp | 6625.40%-6628.5pp | 282.24%-285.3pp |
| Employer contribution / active EE | $2,562 | $3,044-15.8% | $2,266+13.1% | $4,866-47.3% |
| Participant deferral / active EE | $6,419 | $4,292+49.6% | $3,560+80.3% | $5,352+20.0% |
| Admin fee / account holder | $509 | $7,403-93.1% | $4,821-89.4% | $9,541-94.7% |