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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,028 | $100,811+24.0% | $86,698+44.2% | $134,545-7.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.48% | 29.11%-41.6pp | 35.96%-48.4pp | 418.37%-430.9pp |
| Employer contribution / active EE | $20,075 | $3,490+475.2% | $2,837+607.6% | $4,742+323.4% |
| Participant deferral / active EE | $8,191 | $5,339+53.4% | $4,656+75.9% | $6,401+28.0% |
| Admin fee / account holder | $1,555 | $10,926-85.8% | $7,492-79.2% | $11,431-86.4% |