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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,254 | $112,131-6.1% | $95,964+9.7% | $158,982-33.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 16.47% | 171.19%-154.7pp | 91.64%-75.2pp | 302.99%-286.5pp |
| Employer contribution / active EE | $13,290 | $3,199+315.4% | $2,541+423.0% | $4,763+179.0% |
| Participant deferral / active EE | $7,914 | $4,784+65.4% | $4,167+89.9% | $5,983+32.3% |
| Admin fee / account holder | $3,052 | $10,136-69.9% | $6,797-55.1% | $11,252-72.9% |