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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,305 | $110,240+7.3% | $96,544+22.5% | $139,487-15.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 10.35% | 26.41%-16.1pp | 25.88%-15.5pp | 373.84%-363.5pp |
| Employer contribution / active EE | $16,810 | $3,622+364.1% | $2,966+466.7% | $4,755+253.6% |
| Participant deferral / active EE | $8,267 | $5,549+49.0% | $4,851+70.4% | $6,713+23.2% |
| Admin fee / account holder | $3,786 | $11,602-67.4% | $8,254-54.1% | $11,407-66.8% |