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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,046 | $223,823+31.4% | $211,142+39.3% | $154,746+90.0% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 18.58% | 50.39%-31.8pp | 46.84%-28.3pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,203 | $6,787-67.5% | $6,442-65.8% | $4,379-49.7% |
| Participant deferral / active EE | $9,231 | $9,750-5.3% | $9,284-0.6% | $6,730+37.1% |
| Admin fee / account holder | $1,014 | $19,707-94.9% | $19,076-94.7% | $14,365-92.9% |