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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,046 | $209,336+40.5% | $197,124+49.2% | $137,256+114.2% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 18.58% | 48.09%-29.5pp | 44.34%-25.8pp | 220.34%-201.8pp |
| Employer contribution / active EE | $2,203 | $6,591-66.6% | $6,227-64.6% | $4,156-47.0% |
| Participant deferral / active EE | $9,231 | $9,614-4.0% | $9,135+1.1% | $6,407+44.1% |
| Admin fee / account holder | $1,014 | $17,308-94.1% | $16,298-93.8% | $12,270-91.7% |