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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,817 | $183,978+130.4% | $162,171+161.3% | $152,885+177.2% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.6%-0.1pp | 82.5%+5.0pp |
| Annual return | 5.19% | 150.78%-145.6pp | 115.60%-110.4pp | 345.39%-340.2pp |
| Employer contribution / active EE | $1,006 | $6,370-84.2% | $5,613-82.1% | $4,763-78.9% |
| Participant deferral / active EE | $5,959 | $8,033-25.8% | $7,297-18.3% | $5,851+1.9% |
| Admin fee / account holder | $1,063 | $13,122-91.9% | $10,843-90.2% | $11,598-90.8% |