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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,831 | $197,625+145.8% | $177,840+173.2% | $158,966+205.6% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.7%-0.2pp | 82.0%+5.5pp |
| Annual return | 11.97% | 58.76%-46.8pp | 48.32%-36.4pp | 302.95%-291.0pp |
| Employer contribution / active EE | $1,970 | $6,698-70.6% | $5,919-66.7% | $4,762-58.6% |
| Participant deferral / active EE | $7,914 | $8,405-5.8% | $7,714+2.6% | $5,983+32.3% |
| Admin fee / account holder | $1,481 | $15,405-90.4% | $12,431-88.1% | $11,250-86.8% |