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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,823 | $106,524+3.1% | $152,301-27.9% | $87,485+25.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.59% | 26.89%-10.3pp | 80.50%-63.9pp | 26.06%-9.5pp |
| Employer contribution / active EE | $2,187 | $3,371-35.1% | $4,624-52.7% | $2,596-15.8% |
| Participant deferral / active EE | $7,027 | $6,525+7.7% | $8,004-12.2% | $4,274+64.4% |
| Admin fee / account holder | $2,313 | $8,287-72.1% | $14,398-83.9% | $7,775-70.3% |