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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,572 | $77,816-35.0% | $123,552-59.1% | $64,173-21.2% |
| Participation rate | 96.3% | 74.7%+21.6pp | 82.3%+14.0pp | 69.6%+26.7pp |
| Annual return | -5.87% | 12.49%-18.4pp | 119.20%-125.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $1,762 | $3,014-41.6% | $4,628-61.9% | $2,381-26.0% |
| Participant deferral / active EE | $5,344 | $5,240+2.0% | $6,426-16.8% | $3,470+54.0% |
| Admin fee / account holder | $905 | $5,519-83.6% | $9,285-90.3% | $4,887-81.5% |