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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,438 | $89,364-34.6% | $141,177-58.6% | $72,983-19.9% |
| Participation rate | 96.9% | 75.1%+21.8pp | 82.5%+14.4pp | 69.5%+27.4pp |
| Annual return | 19.10% | 111.86%-92.8pp | 71.40%-52.3pp | 81.01%-61.9pp |
| Employer contribution / active EE | $1,548 | $3,115-50.3% | $4,736-67.3% | $2,440-36.5% |
| Participant deferral / active EE | $4,667 | $5,419-13.9% | $6,710-30.4% | $3,608+29.4% |
| Admin fee / account holder | $909 | $5,959-84.7% | $10,263-91.1% | $5,124-82.3% |