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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,643 | $78,694+63.5% | $67,652+90.2% | $125,389+2.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -2.57% | 9.46%-12.0pp | 6625.40%-6628.0pp | 282.24%-284.8pp |
| Employer contribution / active EE | $14,329 | $3,044+370.8% | $2,266+532.4% | $4,866+194.5% |
| Participant deferral / active EE | $4,925 | $4,292+14.7% | $3,560+38.3% | $5,352-8.0% |
| Admin fee / account holder | $26,379 | $7,403+256.3% | $4,821+447.2% | $9,541+176.5% |